How yield accrues
Yield is paid into the vault continuously. It does not sit in a separate account waiting to be distributed. It accumulates in three forms:
The Claimable value on the dashboard is the protocol’s best estimate of the total unrealised yield that could be settled to the wallet right now, summed across the three sources.
The claim operation
The claim operation settles part of the accrued yield to the user’s wallet without closing the vault. It does not unwind any of the three pillars; the position keeps running afterwards. A claim is a small operation compared to a close.1
Open the My Vaults screen
Each vault card shows the current claimable amount.
2
Click Claim
The button is disabled when the vault is inside its 24-hour cooldown window.
3
Approve the transaction
A single wallet signature is required. The protocol does not need any other authorisation.
4
Yield lands in the wallet
Most claims settle in under a minute. The vault continues running.
The 24-hour cooldown
Each vault has a 24-hour cooldown between claims. The cooldown starts when a claim transaction confirms; once 24 hours have passed, the vault is eligible to claim again. The cooldown exists for two reasons:
The cooldown is enforced by the policy extension at the smart-account level. The smart account refuses the claim instruction inside the cooldown window even if the front end allows the user to send it.
What the claim does not do
A claim:- Does not close the vault. The strategy continues running.
- Does not reset the penalty schedule. The penalty applies only to closure; claims are independent.
- Does not affect the deposit. The original 2 SOL is unchanged.
- Does not require a counter-party. Yield is settled from the vault’s own balance.
When to claim, when to wait
Most users either:- Claim opportunistically when the cooldown allows and the claimable amount is large enough to justify the network fee.
- Wait until close. The closure settles all accrued yield in one transaction without a separate claim.
Worked example
A vault is opened with 2 SOL on the Balanced tier (median net APY of 11.75 %). The expected realised return for a 30-day window is approximately 0.92 % of the deposit, or 0.018 SOL.
Claims throughout the life of the vault are independent of the closure penalty schedule.
Next read
Closing a vault
The final settlement that returns the deposit plus all accumulated yield in SOL.
Fees
The 11 % service fee on realised yield and the closure penalty schedule.